9th December 2016

yaught

What you need to consider to ensure you don’t lose out HAVE YOU EVER CONSIDERED MOVING AND CONSOLIDATING YOUR PENSION TO ANOTHER SCHEME OR PROVIDER? THERE ARE A WHOLE HOST OF REASONS WHY PEOPLE MIGHT WANT TO DO THIS BEFORE THEY REACH RETIREMENT. SOME ARE LOOKING FOR BETTER FUND PERFORMANCE, LOWER CHARGES OR BETTER DEATH […]

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9th December 2016

children in class

Independent schooling is expensive. Having said that, there is assistance available for those who may struggle to afford school fees. Almost all independent schools offer some measure of financial support. More than a quarter of pupils receive financial help from their school in the form of excellence awards, means- tested bursaries and sibling discounts to […]

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30th November 2016

Goggles

Procrastinating when it comes to how they view their future. People with birth dates between 1964 and 1979 are labelled ‘Generation X’ and are suffering from a widespread tendency to procrastinate when it comes to putting money aside for retirement, according to the results of a new survey[1].

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20th November 2016

Navigation

How professional financial advice can prove invaluable Few of us really have the time or inclination to understand the vast number of different investment products available on the market and consider what the best options are to suit our particular objectives. To do this effectively, it would need to become a full-time job.

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15th November 2016

lagoon

Using your pension money Have you considered all the potential costs of retiring? Some people find their expenses fall once their working life ends, but it’s important not TO assume that all your expenses will go down – some may increase, such as heating and leisure costs.

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13th November 2016

Tight rope

Men narrow the gap on women when it comes to life expectancy Thanks to healthier lifestyles and advances in medicine, people are living longer lives, but many individuals may not feel financially prepared for their retirement. When it comes to setting your investment goals or strategy for your retirement, there are two main options.

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12th November 2016

money rolls

Planning financially for long-term sickness How would you pay the bills if you were sick or accidentally injured and couldn’t work? According to research by Unum and Personnel Today, just 12% of employers support their staff for more than a year if they’re off sick from work.

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12th November 2016

people hand

Making provision in a way that meets your needs and wishes As a population we are living longer, and with an ageing population the need for care is growing, with the time spent in care also increasing. However, a fifth of the UK (20%) have no idea who will look after them if they have […]

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12th November 2016

Implications in a fast-changing world The motivations and values of Generation Y born between 1980 and1999 and how these impact their behaviour as investors and consumers have been published in a work by Dr Paul Redmond, Director of Student Life at the University of Manchester, in which he explains the key findings of his work […]

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12th November 2016

lady and dog

It’s good to talk about your options Put simply, retirement planning is about how you look at your future, but more than a million Britons are facing a ‘mid-life savings crisis’ as they near 40 with no retirement savings, according to research from Zurich. A third (33%) of British adults aged 35 to 39 – […]

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